Hm. Having worked at a vet clinic that was totally out for people's money, I thought they seemed quite the opposite. But then I haven't had to take them for anything serious, luckily.

(And that one about the kidney x-ray... that is actually fairly standard procedure in that situation).

Bleh. I wish I had other ideas.Found this though http://www.humanesociety.org/animals/resources/tips/trouble_affording_veterinary_care.html